What Can an Iowa Landlord Deduct?

Plain-English guide to Iowa security deposit deductions, ordinary wear and tear, written statements, burden of proof, and the 30-day rule.

An Iowa landlord may withhold only amounts reasonably necessary for the reasons listed in Iowa Code Section 562A.12. The landlord also bears the burden of proving the reason for withholding.

Allowed withholding categories

Iowa permits withholding for:

Written statement

If the landlord keeps any money, the landlord must provide a written statement showing the specific reason for withholding. If the withholding is for restoration or damages, the written statement must specify the nature of the damages.

Ordinary wear and tear

Ordinary wear and tear is not the same as tenant-caused damage. Keep move-in and move-out proof so the dispute is not based only on memory.

Timing still matters

The written statement is due within 30 days after termination of the tenancy and receipt of your mailing address or delivery instructions. If the landlord misses that required statement, Iowa law says the landlord forfeits all rights to withhold any portion of the deposit.

Sources used for this guide

Source reviewed: April 2026.

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Important

This page provides general educational information and is not legal advice.